Calgary Home Buyers Guide
Congratulations on making the choice to purchase a new home and thank you for consulting our Calgary Home Buyers Guide! Whether it is a home you will live in for many years, or a way of generating revenue through an investment property, both are significant decisions. My goal is to make purchasing a home a rewarding and positive experience for my customers. If you are a first time home buyer, I can help you navigate through the purchasing process; from understanding your search criteria, right through to taking possession of your home. I will ensure that you are educated on the current real estate market, and walk you through all the necessary steps to a successful home purchase. Alternatively, if you are in the market for an investment property, I can assist you in finding the right property. I am committed to using a pro-active approach using my networks in real estate to find properties that may not even be listed to the public. If you have any questions, or would like general information about real estate in Calgary and its surrounding area, please feel free to contact me.
Developing Search Criteria
Determine what your budget is to purchase a home. This includes your monthly expenses for your mortgage, property taxes, utilities and maintenance.
Finalize your list of Needs and Wants. Consider things such as neighborhoods with schools, local amenities, number of bedrooms and bathrooms, sun exposure, etc…
- Mortgage Information
- Mortgage Calculator
- Have you been pre-approved for a Mortgage?
- First-Time Home Buyer?
- Take advantage of The Government of Canada’s Home Buyers’ Plan
- Connect with a Mortgage Specialist
Making an Offer
When it comes time to make an offer on a home, I want to ensure that you are well educated on your potential purchase. I will provide you with the most up-to-date, current market information and guide you through the purchasing process. I will negotiate in your best interest to get you the best conditions and purchase price possible. Sometimes when a property is in high demand, more than one offer can be presented to the seller at the same time. Working together, I can lead you through this process.
Once the offer is presented, the seller has 3 options:
- Accept the offer
- Reject the offer
- Counter the offer
The seller may counter in different ways and it is not always in reference to the price. There are a number of variables to consider. This offers can go back and forth until both parties have agreed or at least one side has decided to end the negotiations.
Once an offer has been accepted, you may have conditions which need to be removed. Often a buyer will have one or more conditions on the purchase, for example:
- Subject to home inspection
- Subject to financing
- Subject to sale of buyer’s current home
The home is not sold until all the conditions have been satisfied and removed. Working together, I can recommend the best professionals possible to assist you in removing these conditions.
I would be happy to answer any questions that you may have. Please feel free to contact me at your convenience.
Telephone: (403) 837-1512
Buying a home is exciting and at the same time it is a big commitment both personally and financially. To ensure you have a successful purchase and positive experience, I have listed a few expenses that can and will be incurred with your purchase:
- Deposit – must be available at the time of the offer
- Property Inspection
- Property Appraisal
- Balance of Purchase Price
- Legal Fees
- Taxes Adjustments
- Title & Land Transfer Fee
- Mortgage Insurance
- Home and Property Insurance
- New Appliances
- Re-decorating, ie: flooring, all window coverings etc.
- Utilities- Phone, Electricity & Natural Gas
- Moving Expenses
- Home Maintenance & Trades
- Moving tips
- Moving companies
- Storage companies
- Services – Enmax, Direct energy, Shaw, Telus, etc…
Here are some helpful hints to moving
Shawn Kennedy works with Calgary Home Buyers to help them get the best deal for their money!
Shawn specializes in SE Calgary Real Estate in the areas of Cranston, Auburn Bay, McKenzie Lake, McKenzie Towne, New Brighton, Mahogany, and Copperfield.